When a senior citizen needs to obtain liquidity from their home, two of the best-known alternatives are a reverse mortgage and selling the bare ownership. Although both allow the conversion of a property's value into cash without having to leave the property...
A roadmap for a financial solution gaining ground among those over 65. Retirement is no longer what it used to be. We live longer, financial needs have changed, and for many, the state pension is insufficient to maintain their standard of living...
Investing in bare ownership is a real estate investment strategy that involves acquiring ownership of a home or property without the right to its immediate use, as this right is reserved for another person through usufruct. This model has become...
Selling the bare ownership of your property is a way for people over 65 to sell their primary residence in exchange for a lump sum payment or a lifetime annuity, while retaining the right to live in and enjoy the property for life. It's a solution that provides liquidity and...
When someone reaches 65, it's common for them to start reassessing their financial and asset situation. Many older people own more than one home: their primary residence and a second home for rent, vacations, or other purposes.
For many years, selling the bare ownership of a home was almost exclusively associated with very elderly people. However, this is changing in Spain. Increasingly, younger people are deciding to learn more about and use this option...
