About us

Our team is made up of highly qualified professionals from the financial and real estate sectors, and our services cover the entire national territory.

Julian Franco Mena

Founding Partner

Julián is responsible for the commercial team and investor relations, he has previously worked for the financial sector and is passionate about the real estate sector.

Founding Partner of JJC Capital Partners Properties SL (Madrid)
Company specialized in investing in bare properties, real estate annuities and purchases with guaranteed rent.

Financial and Operations Analyst at Banco Santander (Madrid)
Calculation, validation and reporting of the economic capital and RORAC of the Group. Capital budgeting for business units.

Auditor at Banco Santander (Germany)
Credit Risk Analysis of private clients (personal, consumer, automobile and mortgage loans) and companies (corporate and syndicated loans).


Erik M. Pancho Yanza

Founding Partner

Erik is the head of the company's strategy, an expert in marketing and international real estate investment. Currently he is in charge of managing the central office in Madrid.

Business development in consulting company EMPY Consulting (Madrid)

Company specialized in international sales and capital management at a European level.

Partner- Investor in Real Estate Blume SL (Ecuador)

Housing project for 20 families in the city of Ibarra, Ecuador.

Start Up Manager at nomads (Germany)

Operational and sales management for a start-up of assets and securities. Internationalization of the company to the USA, Qatar and Switzerland.


Our mission

A problem

The Mas Vida project was born as a result of the critical panorama of public pensions in Spain and with the aim of providing an alternative to people of retirement age.

The accentuated scarcity of public resources destined for these purposes is limiting the way in which many people are living this stage of their lives.

In addition, the increasing aging of the population is calling into question the sustainability of the current public pension system, generating enormous uncertainty among retirees.

A solution

The solution that we offer at Mas Vida is that they sell their houses in exchange for receiving an additional pension, with the advantage that they continue to live in them for life.

This allows them not to have to depend on the solvency of public bodies.

Our work


Formalization process

A process in 4 simple steps:

1. We evaluate your case individually.

2. Te present several payment proposals that may fit your needs and interests.

3. BWe are looking for an investor interested in acquiring your house according to the conditions defined in the proposal you have chosen.

4. We assume the document management and carry out the necessary procedures to formalize the operation before a notary and register it in the Property Registry.

In addition, after the agreement is signed, the sellers have the assistance and support of the Mas Vida team for the duration of the process. We act as a direct link for any questions or situations that may arise between the buyer and seller.

Our users come first

Since houses are the most valuable asset that most pensioners have and it is where most of their savings are concentrated, at Mas Vida we make sure to verify that our products are really what you need. To do this, and before preparing any payment proposal, we meet with you in person with the aim of:

  • Deeply understand your preferences and specific needs.
  • Explain each of our products in detail, including their legal considerations, so that you can make the decision with the necessary knowledge.

    Why More Life?


    We do a preliminary analysis of your specific needs and preferences to determine if our products are what you really need.


    We make sure that you understand each of our products in detail, including their legal considerations, so that you can make the decision with the necessary knowledge.


    We work with the best professionals in the sector and all operations are formalized in a Public Deed before a notary, thus guaranteeing your security and peace of mind.

    Always by your side

    Once the operation is formalized, we continue to accompany you and act as a link in any question or procedure that may arise with the investor. 

    We like a job well done

    To ensure the highest quality and responsibility of our services, at Mas Vida we work with the best professionals in the sector:

    Independent appraisal companies approved by the Bank of Spain and the CNMV

    Portfolio of investors with extensive experience and a high level of specialization in the Spanish real estate market

    In addition, all operations are formalized in a Public Deed before a notary, thus guaranteeing your security and peace of mind. Likewise, and if you wish, we help you find as many additional services as you need through our collaborating companies.

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